Mangalmay Group of Institutions - Top Ranked Campus

GIC Housing Finance Ltd Visiting Mangalmay Group Of Institutions, Greater Noida For Campus Placement Drive

23 August 2022

Eligibility-  BBA, BBA(P), BCA 

Batch - 2023 PASSOUTS 

About the company: GIC Housing Finance Ltd. promoted by GIC Re, New India Assurance, National Insurance Co., Oriental Insurance Co. and United India Insurance, was founded in 1989 and provides individual housing loans to the middle to low income group in Tier 2 and 3 cities, primarily lending to salaried customers. The Company has built a reasonable portfolio and profitability over the years. The management has set bold ambitions to exponentially grow its asset book over the next five years while creating significant value for its stakeholders. The Company is committed to investing the necessary resources to achieve their stated ambitions.

Designation: Executive Trainee

 Credit & Sanction Dept: 

•  Co-ordinate and prepare documentation necessary for verifications and underwriting such as loan files, credit reports, and additional loan application paperwork.
•   Evaluating borrower’s creditworthiness and financial statements in order to determine the degree of risk involved in lending money to them, in order to determine credit worthiness.   

  Collections Dept:

•  To handle an area for collections from defaulters.
•  Will be responsible for collection efficiency and cost of collections for the assigned area.
•  Review all loan applications for discrepancies, omissions, and income calculation then report any discrepancies to the loan originator. 
• Follow up recovery for NPA cases and other tasks related to recovery.  

  Marketing Dept: 

• Screen and make calls, book appointments and provide administrative support as needed.
• Responsibilities include the development, preparation and promotion of home loan programmes. 
• Meet clients, verify documents, process files for sanction, co-ordinate for disbursement of loan.
• General Administrative / Office staff and all other tasks relating to Branch functions.

 Key Competencies Required: 

1.  Good communication skills – verbal and written
2.  Inter-personal skills and team management 
3.  Multi-tasking ability
4.  Target orientation

Qualifications Required: 

• Graduation Degree in Commerce/Science/ Computer Science.
• Proficiency in the English language required
• Computer proficiency required including MS Office.

  Job locations: Delhi-NCR and North Zone 

  CTC - 3 LPA